SPICE offers business loans at a fixed 5% interest rate for individuals in the SPICE service area!



To be eligible for the SPICE Microenterprise Loan Program, persons applying must meet the following criteria:

a) Reside in Perry County or will be opening a business in Perry County
b) Be low-to-moderate income. (Less than 80% of the Perry County median income), and or
c) Will hire low-to-moderate income employees

To apply for a SPICE loan please download and fill out the following form. Once your application is completed, you may send it to SPICE by:
Mail: PO Box 268, 115 W Main Street, New Straitsville, Ohio, 43766
Email: spiceohio.map@gmail.com
Fax: (740)394-2277




Kiva

KIVA is a peer to peer lending platform that allows small business owners and non-profit leaders to crowd-fund, zero interest loans up to $10,000.

Point of Contact for KIVA (at Rural Action):
Brian Vadakin – Social Enterprise Coordinator for Rural Action
brianv@ruralaction.org
http://www.kiva.org




The Southern Perry Network, SPN, is a program developed by SPICE and Rural Action. This program will assist in developing business lists for New Straitsville, Corning, and Shawnee and promote these local companies.

As a resource to the community, the SPN has compiled a list of loans and grants that are available to businesses in Appalachia Ohio. (Perry County, Hocking County, and Athens County) You may download this list below.




Buckeye Hills



The Buckeye Hills Regional Council offers loans for businesses in the Buckeye Hills area.  The Revolving Loan Funds are used to gap financing between a bank loan and what is still needed to fund a project.  The Revolving Loan Fund cannot provide 100% of the funding needed for a proposed project. 

Bret Allphin – Development Director
bretallphin@buckeyehills.org
740-376-1028
http://www.buckeyehills.org